Free Tool

Virtual Assistant Savings Calculator

A $20/hr employee in Massachusetts doesn't actually cost $20/hr. Add payroll taxes, unemployment, workers' comp, PFML, health insurance, PTO, training, and equipment — and the real cost is closer to $30+/hr. See what an UpPluck VA saves you.

Skill levelPick the level of work you'd hire for. UpPluck rates are flat — no benefits, taxes, or hidden fees.

SchedulePart-time is 20 hrs/week (+$1/hr). Full-time is 40 hrs/week at the base rate.

CommitmentMonth-to-month: 15% of VA's annual wages as recruitment fee. 12-month: flat $500.

Your UpPluck VA

$1,775/mo

$10/hr × 40 hrs/wk · $21,300/yr all-in.

Includes $500 flat recruitment fee (12-month).

No payroll taxes
No workers' comp or unemployment
No benefits, PTO, or equipment costs
No training or equipment fees

True cost — local MA hire

Comparable W-2 role at $26/hr (40 hrs/wk). MA minimum wage: $22.00/hr.

Gross wages$54,080

Payroll taxes (FICA, FUTA, SUTA, PFML)$6,294

Workers' comp insurance$811

Health insurance$6,490

Retirement (401k match)$1,622

PTO + paid holidays$4,164

Training, equipment, recruiting$4,700

Total annual cost$78,161

You save with UpPluck

$56,861/yr

$4,738/mo · ~73% less than hiring local.

Same work. A fraction of the overhead.

Hire your VA with UpPluck

1.25–1.4×

True cost multiplier on top of wages once taxes, benefits, and overhead are added.

— SHRM / MIT Sloan

$4,700

Average cost-per-hire for a US employee — before they work a single hour.

— SHRM Talent Acquisition Report

$15.00

Massachusetts minimum wage. Add ~30% in employer burden = $19.50+/hr real cost.

— mass.gov

Estimates based on Massachusetts statutory rates and industry averages (FICA, MA SUTA new-employer rate, MA PFML, ACA health benefit, 10 PTO + 10 holidays, average onboarding/equipment/recruiting costs). Your actual costs may vary. Not legal or tax advice.

Want a personalized plan?

Talk to the UpPluck team — we'll turn your numbers into a real growth roadmap.

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